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20 Jun 2017

Credit Officer Job in Kenya - Jiinue Credit

Job Purpose:
Analyzing and approving of credit facilities; mitigate credit risk by ensuring compliance to laid down lending policies and procedures.


Responsibilities

  • Customer Acquisition/Expansion
  • Responsible for sale of products geared to increase clientele base and expansion of business
  • Continuous marketing of business to existing customers
  • Recruiting & qualifying groups for loan scheme.
  • Customers management(Satisfaction/retention)
  • Responsible for ensuring that clients are handled in a professional manner; the information provided is correct and clients are correctly referred.
  • Client relationship management for loan accounts
  • Handle customer issues and take appropriate action to resolve them.
  • Credit Administration
  • Evaluation of loan applications, with reference to risk factors.
  • Carrying out loan appraisals / business screening for members through visiting individual businesses, projects, client households, and group meetings.
  • Ensure all applicable documentation for loan applications are received from sales.
  • Prepare reports and loan statements.
  • Loans Monitoring, Evaluation & Control
  • Monitor loans disbursement verses repayment
  • Prepare financial reports and present to the Financial Services manager.
  • Education and Training

Qualifications

  • The ideal candidate should have a Diploma in cooperative management
  • A Bachelor’s degree in Commerce, Finance, Accounting, Business Administration or any other related field will be an added advantage.
  • Minimum 1 year hands on experience in group and individual lending.
  • Excellent computer skills and competency in Word, Excel and PowerPoint;
  • Understand the Banking Act and Central Bank of Kenya (CBK) clearing procedures and prudential guidelines.
  • Excellent communication skills, with outstanding reporting and analytical skills.
  • Effective organizational skills and ability to handle work in an efficient and timely manner.
  • Good analytical ability.

How To Apply
Application and contact details: Please limit your application to a one page cover letter and your c.v. Clearly mark the subject as Credit Officer, quote your current remuneration package and email to hr@jiinuecredit.co.ke to reach us on or before 22nd June 2017.

Only shortlisted candidates will be contacted.Jiinue credit is an equal opportunity employer.

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